FIRE Planner Pro
Plan your money with confidence.
Free financial calculators and planning tools for every stage of your financial journey.
Retirement · FIRE · Investing · Taxes · Mortgages · Debt · Insurance · Wealth planning
Explore Financial Tools →Popular Financial Tools
The calculators people use most to plan their money.
Mortgage Calculator
Calculate your monthly mortgage payment (PITI + PMI + HOA) with full amortization schedule.
Open Mortgage Calculator →Car Loan Calculator
Calculate monthly car loan payments, trade-in equity, taxes, and payoff acceleration.
Open Car Loan Calculator →Property ROI Calculator
Analyze leveraged rental property deals with cash flows, cash-on-cash return, IRR, and total exit ROI.
Open Property ROI Calculator →FIRE Calculator
Plan your path to Financial Independence, Retire Early with standard 25x spending and growth projections.
Open FIRE Calculator →ROI Calculator
Calculate simple and annualized return on investment (ROI/CAGR) across stocks, real estate, and businesses.
Open ROI Calculator →Net Worth Tracker
Track assets and liabilities to monitor your net worth over time.
Open Net Worth Tracker →Compound Interest Calculator
See how your savings grow with compound interest, plus the Rule of 72.
Open Compound Interest Calculator →Withdrawal Rate Explorer
Explore safe withdrawal rates and see how much you can sustainably draw down in retirement.
Open Withdrawal Rate Explorer →401(k) Planner
Project your 401(k) balance including employer match and growth over time.
Open 401(k) Planner →Roth IRA Calculator
Project tax-free Roth IRA growth and estimate retirement savings.
Open Roth IRA Calculator →Mortgage Affordability Calculator
See how much home you can afford based on income, debt, and down payment.
Open Mortgage Affordability Calculator →Debt Payoff Planner
Build a debt payoff plan using avalanche or snowball strategies.
Open Debt Payoff Planner →Cap Rate Calculator
Calculate rental property cap rates from NOI and purchase price, or reverse-solve for property value.
Open Cap Rate Calculator →Financial Calculators by Category
Retirement & FIRE Calculators
Retirement planning, FIRE scenarios, safe withdrawal rates, and 401(k) growth.
Browse →Investment Calculators
Compound growth and net worth tracking for long-term wealth building.
Browse →Debt Calculators
Debt payoff and student loan repayment strategies that save interest.
Browse →Tax & Retirement Accounts
Roth IRAs, conversions, and HSA tax-advantaged account planning.
Browse →Insurance Calculators
Life, term, and disability coverage sized for your family's needs.
Browse →Home & Mortgage Calculators
Home mortgage payments, affordability, and refinancing decisions for your biggest purchase.
Browse →Why FIRE Planner Pro?
Free to use
Every calculator is free with no paywalls, trials, or hidden fees — now and always.
No account required
No signup, no email, no login. Open a tool and start planning in seconds.
Calculations explained
Each tool shows its assumptions and logic so you understand the numbers, not just the output.
Privacy-focused
Everything runs in your browser. Your financial data never leaves your device.
Built for real financial decisions
Practical, methodical tools for a mortgage, a loan, or your path to retirement.
All data stays in your browser. No accounts, no signup, no data collection. Built for clarity, precision, and privacy.