FIRE Planner Pro

Plan your money with confidence.

Free financial calculators and planning tools for every stage of your financial journey.

Retirement · FIRE · Investing · Taxes · Mortgages · Debt · Insurance · Wealth planning

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The calculators people use most to plan their money.

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Mortgage Calculator

Calculate your monthly mortgage payment (PITI + PMI + HOA) with full amortization schedule.

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Car Loan Calculator

Calculate monthly car loan payments, trade-in equity, taxes, and payoff acceleration.

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Property ROI Calculator

Analyze leveraged rental property deals with cash flows, cash-on-cash return, IRR, and total exit ROI.

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FIRE Calculator

Plan your path to Financial Independence, Retire Early with standard 25x spending and growth projections.

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ROI Calculator

Calculate simple and annualized return on investment (ROI/CAGR) across stocks, real estate, and businesses.

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Net Worth Tracker

Track assets and liabilities to monitor your net worth over time.

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Compound Interest Calculator

See how your savings grow with compound interest, plus the Rule of 72.

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Withdrawal Rate Explorer

Explore safe withdrawal rates and see how much you can sustainably draw down in retirement.

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401(k) Planner

Project your 401(k) balance including employer match and growth over time.

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Roth IRA Calculator

Project tax-free Roth IRA growth and estimate retirement savings.

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Mortgage Affordability Calculator

See how much home you can afford based on income, debt, and down payment.

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Debt Payoff Planner

Build a debt payoff plan using avalanche or snowball strategies.

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Cap Rate Calculator

Calculate rental property cap rates from NOI and purchase price, or reverse-solve for property value.

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Financial Calculators by Category

Why FIRE Planner Pro?

Free to use

Every calculator is free with no paywalls, trials, or hidden fees — now and always.

No account required

No signup, no email, no login. Open a tool and start planning in seconds.

Calculations explained

Each tool shows its assumptions and logic so you understand the numbers, not just the output.

Privacy-focused

Everything runs in your browser. Your financial data never leaves your device.

Built for real financial decisions

Practical, methodical tools for a mortgage, a loan, or your path to retirement.

All data stays in your browser. No accounts, no signup, no data collection. Built for clarity, precision, and privacy.