Guided Planner Journey

Retirement Path

The Retirement Path walks you through the complete retirement planning sequence in five steps. You start by modeling your FIRE number and Monte Carlo success rate, then size the accounts that fund it (401(k) and Roth IRA), optimize the tax structure with Roth conversions, and finish by stress-testing your withdrawal strategy. Each step feeds the next, so by the end you have one coherent, tax-aware retirement plan.

  1. 1 FIRE Calculator Find your FIRE number and Portfolio growth projection.
  2. 2 401(k) Planner Fund the plan with pre-tax 401(k) growth and employer match.
  3. 3 Roth IRA Calculator Add tax-free Roth growth and compare Roth vs. traditional.
  4. 4 Roth Conversion Calculator Plan bracket-filling conversions to cut lifetime taxes.
  5. 5 Withdrawal Rate Explorer Stress-test your withdrawal strategy for 30+ year retirements.
Start with FIRE Calculator →

Every journey is free, private, and runs entirely in your browser — no account or signup required.